Certified Public Accountant
Behind on your books?
I rebuild them so you can file.
Twelve months of transactions reconstructed and reconciled in three weeks — by a CPA, not a data-entry service. Flat fee. No hourly surprises. No judgment about how far behind you are.
Response within one business day. Nothing owed until you approve a flat quote.
Prefer to talk? Book 20 minutes or call (754) 334-2229
Catch-Up Bookkeeping
- Up to 12 months rebuilt
- Every bank & card account reconciled
- Clean financials you can hand to any preparer
- Delivered in three weeks
Sound familiar?
Most people don't call because the books are messy. They call because something is due.
How it works
Three weeks, four steps, one price agreed up front.
You'll know the number before anyone touches a transaction. If the scope turns out to be bigger than it looked, you approve the revised quote or we stop — you're never billed for a surprise.
Case evaluation
You tell me how far behind you are and what's due. I look at the actual file. Free, and it takes about fifteen minutes of your time.
Flat quote
A written scope and a fixed price. Signed engagement letter before work begins. No hourly meter running in the background.
The rebuild
Transactions coded, accounts reconciled, balance sheet tied out. I work from statements, not guesses. Weekly status, no chasing.
Handoff
Clean financials, a reconciled file you own, and a short walkthrough of what the numbers actually say about your business.
Why a CPA
The person rebuilding your books should be the person who knows how they'll be read.
A bookkeeper codes the transaction. A CPA codes it knowing which line of the return it lands on, what a examiner would ask about it, and what it does to your basis. When the books were built by someone who's never prepared a return, the cleanup usually happens twice.
Coded for the return
Owner draws, distributions, loans, and personal-card charges get treated correctly the first time — because I prepare and review these returns, and I'm looking at every entry the way a preparer will.
Built to hold up
I spent four years auditing investment funds at Deloitte. Your books get reconciled to statements with support retained, so if anyone ever asks a question, the answer already exists and is organized.
One conversation
Books, filings, and planning under one roof. No handoff between a bookkeeper and a preparer who blame each other in April.
After the cleanup
Then it stays clean.
Most catch-up clients move onto a monthly plan the day their file is delivered — because going back to a shoebox after seeing what current books feel like is not something anyone volunteers for. Starting at $600/month, and there's no obligation to take it.
See monthly plansQuestions
The ones people actually ask
How far behind is too far behind?
What if I don't have receipts?
Is $2,500 the real price or the starting price?
Can you file the returns too?
What software do you work in?
Do we have to meet in person?
Find out what your cleanup actually costs.
The evaluation is free, takes about fifteen minutes, and ends with a real number — not a range and not a sales call.
Services
Rebuild it, maintain it, file it.
Three services that run in sequence. Most clients start in the middle of a mess and end up on a monthly plan with returns filed on time.
Start here
Catch-Up Bookkeeping
Up to twelve months of books reconstructed from scratch and reconciled to your statements, delivered in three weeks. For anyone who needs financials that don't exist yet.
- Chart of accounts built or rebuilt
- All bank and credit card activity coded
- Every account reconciled to statement
- Owner draws and distributions separated
- Personal charges identified and backed out
- Loans, credit lines, and interest split correctly
- Fixed assets captured and scheduled
- Balance sheet tied out, not just plugged
- P&L and balance sheet by month
- File handed over in your name, yours to keep
Multi-year rebuilds, inventory, payroll, and multi-entity work are quoted individually. You approve the number before work begins.
Then keep it clean
Monthly Bookkeeping
Books closed every month, statements in your inbox, and a CPA who already knows your file when something comes up. No catching up ever again.
- Monthly close, done by the 15th
- All accounts reconciled monthly
- P&L and balance sheet delivered
- Quarterly check-in call
- Sales tax and 1099 support
- Payroll coordination
- Estimated payment calculations
- Email access, no per-question billing
Price scales with transaction volume, number of accounts, and payroll complexity. Books must be current to start — that's what the catch-up engagement is for.
And file it
Tax Preparation & Planning
Business and individual returns, prior-year filings, and planning conversations that happen before December instead of after April.
- S-corp, partnership, and C-corp returns
- Schedule C and individual returns
- Prior-year and back-year filings
- Entity structure review
- Reasonable compensation analysis
- Quarterly estimate planning
- Depreciation and asset elections
- Year-end planning before year-end
Not sure which one
Start with the evaluation.
It's free, it's fifteen minutes, and it ends with a written scope and a number. If the answer is that you don't need me yet, I'll tell you that too.
- Certified Public Accountant
New York License #107889-1 - 20 years in accounting
Big Four audit, SEC reporting, government, and tax - Began at Deloitte & Touche
Senior Auditor, Private Equity Investor Services — Miami & New York - Education
B.S. Accounting, Sacred Heart University - Based in
Lauderhill, FL — serving clients nationwide - Platforms
QuickBooks Online (ProAdvisor), Xero, NetSuite, Sage Intacct
About
I'm Sophia Sinclair Miller, and I fix books that got away from people.
Not the tidy ones. The eighteen-months-behind, three-bank-accounts, personal-card-mixed-in, last-bookkeeper-ghosted-me ones. That's the work I'm good at, and it's the work most firms quietly decline.
I help small business owners clean up chaotic financials, get real clarity on cash flow, and reduce tax exposure — without hiring a full-time CFO, and without dreading the next letter from the IRS.
I spent four years at Deloitte & Touche as a Senior Auditor in their Private Equity Investor Services group, leading teams through audits of investment funds in Miami and New York — Level 3 valuations, carried interest models, fair value testing, the kind of work where a number has to survive being taken apart by people whose job is taking numbers apart.
What came after was deliberately broad. SEC reporting at a public retailer, preparing 10-Qs and 10-Ks. Interim Director of Finance for a Florida municipality, drafting the CAFR and rebuilding collections that recovered $2.2 million in past-due accounts. SOX control implementation and month-end close redesign for Fortune 500 companies. Audits of nonprofits and government entities. Then tax — currently preparing and reviewing complex federal and multi-state returns for high-net-worth individuals, partnerships, S corporations, trusts, and estates, plus the notices, amended returns, and penalty abatement requests that come with them.
That range is the point. I've seen how books get built at every scale, and I've seen what happens when they weren't built right — because eventually someone audits them, a lender reads them, or the IRS asks a question.
Here's what I've learned doing this work: nobody gets behind on their books because they're careless. They get behind because the business got busy, the bookkeeper left, or the software stopped making sense — and then every month that passed made it harder to start. By the time someone calls me, they've usually been avoiding it long enough to be embarrassed. That part I can take off the table immediately. I've seen worse, and I'm not going to make you explain it.
What makes the work different is that I'm a CPA who does both sides. I prepare the returns these books feed into, and I've sat on the audit side testing whether records hold up. So when I'm deciding how to code an owner's transfer, a mixed-use vehicle, or a loan from a family member, I'm not guessing at a category — I know which line it lands on and what happens if it's wrong. That's the difference between a cleanup that holds and a cleanup you pay for twice.
The other thing I care about, maybe more than I should: building systems that don't need me standing over them. Most of a small firm's month goes to doing the same fourteen things by hand — I know, because I once rebuilt a month-end close into a working-day checklist and watched it stop being a fire drill. I spend a lot of my time now figuring out which of those tasks can be automated, templated, or handed to a tool. For my own practice first, and increasingly for the firms and nonprofits that ask me how I did it.
The Ledgers Advisory
Tools & templates
The spreadsheets and systems I built for my own practice, cleaned up and made usable by anyone. For owners who'd rather do it themselves — and for bookkeepers who want the shortcut.
Free — start here
How tax-ready is your business, really?
An interactive assessment built on the actual 2026 rules. Answer a handful of questions and you'll see where the gaps are before they become a filing problem. Takes a few minutes.
Opens on The Ledgers Advisory — my tools brand.
Available now
Every tool, one download away.
Built on real 2026 rules — the new $2,000 1099-NEC threshold, current brackets, the $184,500 wage base. Instant download, no subscription, no login. Checkout runs on Etsy.
Bundles & kits — best value
Complete Tax & Bookkeeping Bundle
Both toolkits plus every standalone calculator and workbook in the shop. Separately $148.
Complete Tax Readiness Kit
Readiness score, quarterly estimates, Schedule C, 1099 deductions, S-corp, home office, vehicle, SE tax.
Business Owner's Toolkit
Hourly rate, break-even, Profit First and retirement, plus the bookkeeping and 1099 trackers.
Tax calculators — built on 2026 figures
Tax Readiness Assessment
A 0–100 score of how ready you are to file, and which gap to close first. About four minutes.
S Corp vs LLC Calculator
Reasonable salary, payroll and 1120-S costs, the QBI shrink most calculators skip, and the profit where the election starts paying.
Quarterly Estimated Tax Calculator
Four payment amounts, four due dates, and the safe-harbor number that stops an underpayment penalty.
Schedule C Expense Tracker
Every expense mapped to the real Schedule C line number, so the return is data entry instead of reconstruction.
Solo 401(k) vs SEP IRA Calculator
Contribution room both ways against this year's net, with 2026 limits built in.
Home Office Deduction Calculator
Simplified vs actual, run side by side and mapped to Form 8829 — and it tells you which one wins.
1099 Tax Deduction Finder
Walks every Schedule C write-off category and totals them, flagging the ones people routinely forget.
Self-Employment Tax Calculator
What you owe on top of income tax, the half you deduct back, and how much of each payment to set aside.
Pricing & profit — what to charge, and what's left
Freelance Hourly Rate Calculator
What you actually have to charge once tax set-aside, overhead and the hours you can't bill are covered.
Break-Even Analysis Calculator
How much you must sell before the business makes a dollar. No formulas to write.
Profit First Allocation Calculator
The bank-account percentages for every deposit, so the business pays you first instead of last.
Not sure where to start
The $1 Tax Readiness Assessment scores where you stand in about four minutes and tells you which tool you actually need. Prefer to hand the books off entirely? That's what I do the rest of the week — catch-up bookkeeping, monthly close and tax.
Get first access
New tools go to the list first.
Occasional emails when something new is ready, plus the practical stuff I only send to the list. No sequence, no funnel, unsubscribe whenever.
Subject line's already filled in — just hit send.
Free · no obligation
Case evaluation
Check your scope, then send it over. I'll come back within one business day with a written scope and a flat price. Nothing is owed unless you accept it.
Legal
Privacy Policy
How I collect, use, and protect your information. Last updated August 2026.
What I collect
When you submit a case evaluation, I collect the information you provide: your name, email address, and details about your business and its books. I use this only to prepare your scope and quote and to communicate with you about it.
Text messages
The only place on this site where you can consent to receive text messages is the chat widget. If you opt in there, you agree to receive text messages from Sophia Sinclair Miller, CPA at the number you provide, relating to your inquiry and engagement — quotes, document requests, appointment reminders, and status updates.
The case evaluation form does not collect a phone number. It collects your name, email address, and details about your business only.
Consent is not a condition of purchase. You will receive your quote by email whether or not you opt in to texts. Message frequency varies. Message and data rates may apply.
Reply STOP at any time to opt out. Reply HELP for assistance, or call (754) 334-2229.
Mobile information will never be shared or sold to third parties or affiliates for marketing or promotional purposes. No mobile information is shared with third parties for their own marketing. Text messaging originator opt-in data and consent are not shared with any third party.
How I use your information
- To prepare and deliver your scope and quote
- To communicate with you about an engagement
- To perform the accounting, bookkeeping, or tax services you engage me for
- To meet professional, legal, and regulatory obligations
What I don't do
I do not sell your information. I do not share it with third parties for their marketing. Client information is treated as confidential under the professional standards applicable to certified public accountants, and is disclosed only with your authorization or where required by law.
Service providers
I use standard business software to run the practice — accounting platforms, document exchange, email, and a customer relationship system. These providers process information on my behalf under their own security obligations and are not permitted to use it for their own purposes.
Retention
Records are retained for as long as needed to provide services and to satisfy professional and legal record-retention requirements, then securely disposed of.
Your choices
You can ask me what information I hold about you, ask for corrections, or ask me to delete information I'm not required to retain. Email or call using the details below.
Contact
Sophia Sinclair Miller, CPA
Lauderhill, FL
(754) 334-2229